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Fast, Flexible & Secure

PayPal Pay in 4
Easy as 1-2-3


1. Checkout with PayPal
2. Choose "PayPal Pay in 4" and complete your purchase

3. Make the first payment at the time of purchase and pay the rest in 3 payments - one every two weeks


Will I be able to use Pay in 4?
You must have a PayPal account in good standing or open a PayPal account in order to apply. If you choose Pay in 4 as your payment method when you check out with PayPal, you will be taken through the application process. You will get a decision instantly but not everyone will be approved based on internal checks.

How can I pay with Pay in 4?
Just choose to pay with PayPal when you shop online and if it is an eligible transaction, you will see Pay in 4 as one of the available payment methods. Simply apply for a Pay in 4 plan in just a few steps, get an instant decision, and finish checking out.

What purchase amounts qualify for Pay in 4?
You can use Pay in 4 for eligible shopping cart values between $30 to $1500.

Are there any fees associated with Pay in 4?
There are no fees for choosing to pay with Pay in 4, however if you are late with a payment you may be charged a late fee.

How long will my Pay in 4 plan last?
Your individual plan will last a little over 6 weeks in total. The down payment will be due at the time of the transaction and 3 subsequent payments will be taken every 15 days thereafter.

Key Information:

1 Offer is available to eligible PayPal account holders and availability may depend on merchant, transaction type and amount.
2 PayPal Pay in 4 allows you to pay for eligible purchases valued between AU$30 and $1,500 in 4 interest-free instalments.
3 Your first instalment is due at the time you make your purchase. The next 3 instalments are due every 2 weeks after your first instalment.
4 There is no sign-up fee and repayments are made automatically from your PayPal account using the payment method you select.
5 You may repay the amount you owe in full at any time, without any fees or charges.
6 If an instalment amount is advertised, it is based on the advertised purchase price and may not include additional costs like shipping, insurance, currency conversion, etc.
7 When you apply, PayPal may carry out a credit check and if you miss a repayment, it may impact your credit rating.
8 View PayPal terms and conditions for full details.


Contact PayPal for any further queries